Personal Responsibility, People!

I definitely think the government needs to take some of the credit for breeding a nation of people with absolutely no sense of personal responsibility.
Examples: Oops, you made financial mistakes? That's okay, we'll let you file for bankruptcy and we'll protect you from the people you owe money to. Oops, you're an un-wed mother and you accidentally got knocked up? That's okay, you qualify for WIC and foodstamps. Oops, you had five more babies from five different baby-daddys? That's okay, you now qualify for more government money. Oops, you're the biggest insurance corporation in the nation and you let a small handful of people make some of the biggest mistakes the nation has ever seen? That's okay, we'll give you an unfathomable amount of money, no strings attached.
I can't help but think things would be different if we all had to be accountable for our actions. And what I find really interesting is that it seems to me that a majority of the people that aren't accountable for their own actions are the people at the lowest and highest ends of the economic scale. Why? Well, my thinking on that is that in order to survive middle class (make a decent amount of money but pay 20-30% of it to the government for taxes) you have to make smart decisions in order to survive. The middle class can't have more babies than they can afford, we don't qualify for WIC and foodstamps. If we made bad personal investment choices we'd screw ourselves. How do these big companies not realize that the investments they make with OTHER PEOPLE'S MONEY isn't play money, it is the livlihood of John Q Public.
Speaking of OTHER PEOPLE'S MONEY- the government seems to have forgotten that the money they have to spend on bailouts, handouts, and programs isn't free money. It's taxpayer money. It's money we work for. "We"- as in the taxpayers. The constitution intended for the taxpayers to have the say in how the money is spent, yet with lobbyists and crooked politicians that's no longer how things work. The people with the money (which just so happen to be politicians and friends of politicians) are the ones that make the decisions.