Surviving Middle Class

This is my new blog for those of us trying to survive in today's economy. I'm married, live in Texas with my husband and two adorable kitties in a 3bdrm, 2bth, 2car gar with a mortgage. I pay taxes. A lot in taxes. I have no credit card debt. I have no student loans. I contribute to a 401K, as does my husband. I owe money on one of our vehicles but the other is paid for. Both my parents are still alive. I'd like to have a family.
So, basically I'm your average Jane. Married to your average Joe in Anywhere, USA. However, I'm freaking worried about how I'll ever be able to retire when every cent I put into my retirement account dwindles and the money that the government takes from me for Social Security will likely not be available for me later.
I worry about what would happen if one of us lost our job. Neither of us can support the both of us. Really, unless you're really lucky and get the dream job with the dream salary straight out of college it's hard to make enough money to support a household when you've obnly worked for 5-10 years.
I realize there are people in the world that have harsher lives, living month to month with a dead end hourly job and food stamps. But really, the middle class aren't much better off. We're too "rich" to qualify for any breaks and we're too "poor" to make a difference. What do I mean by that? I mean that if I were wealthy I could hire lobbyists to get the laws changed in my favor so I don't have to pay my fair share of taxes , I can hire bankers at off shore banks, and I could basically make the politicians work for me. Because I'd be the one supporting their campaigns. Not that I'd use any riches to do this... because it's WRONG and it's the problem with our society.